What our clients are saying:

Our accountant suggested Score. We gave them a debt we gave up on and they got it straight away. Over a year later and we can highly recommend them...

Kylie Cooper, S&K Photography

Of note are Scores prompt responses and approach to the recovery of the debt. We have had a 100% successful outcome over the past 6 years...

Ola Sunmola, Acos Personnel

We wanted to avoid expensive legal fees and from day one we saw results. Score have recovered all the debt outstanding and kept in touch throughout the process...

Gordon Johnson, Rydon Group Holdings

We started using Score 3 months ago after using another collection company for many years with minimal recovery. Couldn�t be happier, we are now getting results, our bad debts are down...

Georgie Blennerhassett, Consider This Training

After sending our debts to Score they have achieved an awesome 100% success rate. I would not hesitate to recommend Score Debt Management to anyone...

Tracey Foster, Yianni FineFood

Complete the form and ask your questions to Score Debt Management.

We are happy to discuss your particular situation or single debt. If you have an isolated need you can get our proposal online now.

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Debt Collection

How Long Does it Take to Recover Debt? | Score Debt Management

Good question but unfortunately there is no real answer to it

As debt collectors we are often asked this but a response requires examination of a number of criteria:

  • Is the debtor in residence at your given address?
    • If not then we will need to find them. This can take time!
  • Is the debtor genuine in their desire to repay you?
    • If they are then the debt collection process will shorten. Often payment will ensue quickly.
    • If they are not then a protracted process may ensue that may require the issue of legal action.
  • Does the debtor have the financial capacity to repay you?
    • If the debtor has no assets or income then debt collection may prove difficult but may still be possible.
    • If the debtor has liquidity or other financial constraints then a repayment arrangement may be the best course of action.
  • Disputed accounts:
    • Score will endeavour to act as a mediator to find a resolution.
    • If there is no resolution then legal action may be the only viable option
  • Is legal action necessary?
    • If all prior debt collection efforts fail then Score will recommend the commencement of legal proceedings providing it seems viable (asset backing and income status shall usually determine this).
    • There are lengthy time delays in the legal process that are outside of Scores' control!
    • If the account is disputed – delays may be even longer especially if the defendant/s file a Defence to your claim.
What we can promise is that we collect your debt as expediently as possible and where possible without the use of the legal system.
After all - our income depends on a positive result too!